More and more Americans are becoming self-employed and need to use alternative income qualification methods. Through our proprietary product offering, we offer a Bank Statement Program. This is a great fit for those of you who need to utilize their bank statements, instead of income, to qualify.

Key Features and Benefits of the Bank Statement Loan:

  • 12- and 24-month Personal and Business Bank Statement Allowed with Champion Classic
  • 24-Month Personal and Business Bank Statement with Achiever Expanded Credit
  • 4 Year history of Self-Employment Required
  • CPA Letter and P&L Acceptable
  • LTV up to 85% with No MI for Champion Classic and Achiever Expanded Credit
  • Primary, Second, and Investment Homes
  • Loan Amounts up to $3 Mill and DTI to 50% with Champion Classic
  • Loan Amounts up to $3 Mill and DTI to 43% with Achiever Expanded Credit
  • Credit Scores as Low as 620 with Achiever Expanded Credit and Champion Classic
  • 30-Year Fixed with 10 Year Interest Only Option Available
  • Purchase, Rate and Term, Cash-Out Refinance


Ready to finance the home of your dreams? Let’s get in touch today.

Get Started Today!

Feel free to contact me if you have any questions or would like a second opinion on your existing mortgage.