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Purchase — Jacquie Sullivan - Geneva Financial LLC

PURCHASE

The benefits of homeownership reach far and wide. Not only are there financial benefits to owning a home but there are emotional, social, and societal benefits as well! Take a look at all homeownership has to offer. Also, keep in mind that we can help finance your dreams with some programs requiring as low as a 3% down**

Let’s look at some common myths we see in regard to purchasing a home.

Fact vs. Fiction

  • The majority of Americans still believe a 20% down payment is required to buy a home. This is simply not true.
  • More than 70% of non-cash, first time home buyers made down payments of less than 20% over the last five years.
  • The typical down payment for 60% of first-time home buyers is 6% or less.
  • Only 13% of young adults (34 and younger) realize they can purchase a home with a down payment 5% or less.

There are a multitude of programs that could work for your home purchase. Depending on your scenario you may be eligible for a variety of down payment options:

Program Options:

  • FHA Loans – 3.5% down with a 620 score
  • VA Loans – No down payment
  • USDA Loans – No down payment
  • Conventional 97 – 3% down
  • 100% financing options available
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Get Started Today!

Feel free to contact me if you have any questions or would like a second opinion on your existing mortgage.